Anthem Bank & Trust, formerly First Financial Bank & Trust, has a history of community banking that dates back to 1915. We pride ourselves on offering a full service banking experience combined with outstanding customer service. Within these pages is the unfolding story of how Anthem Bank & Trust can serve you with a wide variety of products and services that are always evolving to meet your needs. We invite you to join our growing family of customers at Anthem Bank & Trust, where customers always come first.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Tryst Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-marked deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.