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Loan Center

Local loans * Local decisions * Local service

Mortgage Loans
Simply stated, home ownership is a dream that belongs to everyone. At Texas Country Bank we’re committed to making that dream come true for you. We offer mortgages that can fit any budget and credit criteria. Our mortgage professionals will answer your questions straightforward and keep you up to date from application to closing. It’s the only way we do business.

Thinking of building a new home or that get-away vacation home? We are specialists in interim construction lending with over 30 years experience in this area. From lot acquisition to completed construction we will work closely with you and your builder to help insure your loan is processed timely through the stages of construction.

Consumer Loans
We offer a broad range of consumer loans that fit every budget and purpose. Our personal service and flexible loans are a quick and easy way to borrow money for a variety of purposes. See one of our consumer loan specialists for:

  • Personal Loans
    • Secured and unsecured financing
    • Flexible repayment terms
  • Auto Loans
    • Financing for both new and used vehicles
    • Terms up to 60 months
  • Home Equity Loans
    • Borrow up to 80% of your home’s appraised value
    • Low closing costs and terms to 180 months
    • Tax deductible (Contact a tax advisor regarding the deductibility of interest charges on home equity loans)
  • Savings Deposit Secured Loans
    • No credit approval required (See CitiWide)
    • Lower interest rate
    • Borrow up to 90% of the balance on deposit
  • Other Consumer Loans
    • Recreational vehicles
    • Boats
    • Motorcycles

Business Loans
Need a competitive edge to help your business grow? Need to get the “flow” back into your cash flow? Let us work with you to devise a solution by offering a variety of lending options.

  • Buy, build, remodel, or refinance commercial real estate for your business
  • Purchase equipment and vehicles
  • Lines of credit, inventory, accounts receivable financing
  • Letters of credit
  • Flexible terms and rates to meet your cash flow needs
  • Funding within 24 hours for qualified customers

Terms and conditions may vary. All loans are subject to a written loan application, underwriting and credit approval. Please contact a TCB loan officer for complete information regarding loan products.

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