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Deposit Rates
Effective as of: 9/27/2010
Deposit Rates
|
| Deposit Type |
Minimum Deposit To Obtain
APY |
Rate |
APY* |
| Bluebonnet Free and Simple Checking |
|
|
|
| Tier 1 $0-$24,999 |
0 |
0.10% |
0.10% |
| Tier 2 $25,000-$49,999 |
$25,000.00 |
0.10% |
0.10% |
| Tier 3 $50,000 + |
$50,000.00 |
0.15% |
0.15% |
| Bluebonnet High Yield Checking |
|
|
|
| Tier 1 $0-$24,999 |
0 |
0.10% |
0.10% |
| Tier 2 $25,000 + |
$25,000.00 |
0.15% |
015% |
| Bluebonnet Savings |
$25.00 |
0.20% |
0.20% |
| Bluebonnet Minor Savings |
0 |
0.20% |
0.20% |
| Bluebonnet Premier Money Market |
|
|
|
| Tier 1 $0-$9,999 |
0 |
0.99% |
1.00% |
| Tier 2 $10,000-$99,999 |
$10,000.00 |
0.99% |
1.00% |
| Tier 3 $100,000 + |
$100,000.00 |
1.10% |
1.11% |
| Bluebonnet Commercial Money Market |
|
|
|
| Tier 1 $0-$9,999 |
$2,500.00 |
0.99% |
1.00% |
| Tier 2 $10,000-$99,999 |
$10,000.00 |
0.99% |
1.00% |
| Tier 3 $100,000 + |
$100,000.00 |
1.10% |
1.11% |
| *Annual Percentage Yield (as at
the end of the rate section) |
Bluebonnet Free and Simple Checking A daily periodic rate is applied to the principal in the account each day. Interest is earned based on the daily tier level of the account (as specified above). Interest will be compounded monthly. Interest will be credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. Accrued interest is not paid if the account is closed. At our discretion, we may change the rate (and annual percentage yield) at any time. Additionally Bluebonnet Checking includes a 5% safe driver discount premiums with your Auto Insurance Coverage Plan.
Bluebonnet High Yield Checking A daily periodic rate is applied to the principal in the account each day. Interest will be compounded monthly. Interest will be credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. Accrued interest is not paid if the account is closed. At our discretion, we may change the rate (and annual percentage yield) at any time.
Bluebonnet Savings and Bluebonnet Minor Savings A daily periodic rate is applied to the principal in the account each day. Interest will be compounded daily and credited to the account quarterly. Accrued interest is not paid if the account is closed.
Bluebonnet Premier Money Market Account - A daily periodic rate is applied to the principal in the account each day. Interest will be compounded and credited to the account monthly. Accrued interest is paid if the account is closed. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. At our discretion, we may change the rate (and annual percentage yield) at any time.
Bluebonnet Commercial Checking Federal regulations prohibit the payment of interest on commercial accounts. Please note additional merchant processing rates and fees may apply or Premium Business banking service. Please contact our services provider ProcessUSA.
Bluebonnet Commercial Money Market Account - A daily periodic rate is applied to the principal in the account each day. Interest will be compounded and credited to the account monthly. Accrued interest is paid if the account is closed. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. At our discretion, we may change the rate (and annual percentage yield) at any time.
Effective as of: 7/22/2010
Certificates of Deposit
|
| Term |
Minimum Balance To Open Account
& Receive APY |
Rate |
APY* |
| 90 Days |
$1000.00-$99,999 |
0.35% |
0.35% |
| 180 Days |
$1000.00-$99,999 |
0.40% |
0.40% |
| 270 Days |
$1000.00-$99,999 |
0.40% |
0.40% |
| 1 Year |
$1000.00-$99,999 |
0.60% |
0.60% |
| 18 Month |
$1000.00-$99,999 |
0.75% |
0.75% |
| 2 Year |
$1000.00-$99,999 |
1.00% |
1.01% |
| *Annual Percentage Yield |
| A substantial interest penalty
may be payable upon early withdrawal. |
IRA
|
| Term |
Minimum Balance To Open Account
& Receive APY |
Rate |
APY* |
| 90 Days |
$1000.00-$99,999 |
0.35% |
0.35% |
| 180 Days |
$1000.00-$99,999 |
0.40% |
0.40% |
| 270 Days |
$1000.00-$99,999 |
0.40% |
0.40% |
| 1 Year |
$1000.00-$99,999 |
0.60% |
0.60% |
| 18 Month |
$1000.00-$99,999 |
0.75% |
0.75% |
| 2 Year |
$1000.00-$99,999 |
1.00% |
1.01% |
| *Annual Percentage Yield |
| A substantial interest penalty
may be payable upon early withdrawal. |
Certificate of Deposit Rates are based on a minimum deposit of $1,000.00. APY is the Annual Percentage Yield, which may be defined as the percentage rate reflecting the total interest paid on the account, based on the rate and frequency of compounding for a 365 day period. Fees could reduce the earnings on the account.
Interest is compounded and credited at maturity for terms less than
ninety days. Interest is compounded and credited quarterly for for terms
greater than or equal to ninety days. Interest may be paid monthly
upon request.
For terms less than 90 days, a 7- day interest penalty for early withdrawal
may apply. For terms 90 days to 1 year, a 90- day interest penalty may
apply. For terms greater than 1 year, a 180- day interest penalty may
apply.
The account will automatically renew. You have 10 calendar days after final maturity to withdraw the funds with no penalty. We may notify you 30 calendar days before final maturity if we intend to prevent automatic renewal. Each renewal term will be the same as the original term, and the renewal interest rate will be the Texas Country Bank Certificate of Deposit new rate in effect on the maturity date. If the certificate of deposit does not automatically renew, interest will not accrue after final maturity.
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